Finance
PayPal Fee Calculator
Estimate payment processing fees and the amount received.
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Instant result
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Transparent methodology
What the result includes—and what it does not
Built for uS merchants estimating a standard domestic PayPal Checkout payment.
Calculation method
- 1Estimated fee = payment amount × percentage fee + fixed fee.
- 2Net receipt = payment amount − estimated fee.
- 3The reverse calculation solves for the charge needed to receive a chosen amount after both fee components.
Assumptions and limits
- The defaults use the published US PayPal Checkout rate of 3.49% + $0.49; every field is editable.
- International, currency-conversion, dispute, charity, card-processing, micropayment, and product-specific fees are excluded.
- Confirm the rate for your market and PayPal product before pricing a real transaction.
Worked example
$100 domestic PayPal Checkout payment
Input: $100 payment, 3.49% percentage fee, $0.49 fixed fee.
Output: Estimated fee: $3.98. Estimated net receipt: $96.02.
How to use it
Three steps. One clear answer.
- 1Enter or paste the values requested by the tool.
- 2Review the input units and choose any relevant options.
- 3Calculate, then copy or download the result you need.
Built for trust
Useful without the friction.
- No registration or paywall before your result.
- Responsive controls for phone, tablet, and desktop.
- Clear assumptions and warnings where estimates have limits.
Frequently asked questions
How does the PayPal Fee Calculator work?
Estimated fee = payment amount × percentage fee + fixed fee. Net receipt = payment amount − estimated fee. The reverse calculation solves for the charge needed to receive a chosen amount after both fee components.
What should I check before using the result?
The defaults use the published US PayPal Checkout rate of 3.49% + $0.49; every field is editable. International, currency-conversion, dispute, charity, card-processing, micropayment, and product-specific fees are excluded. Confirm the rate for your market and PayPal product before pricing a real transaction.
How current is this page?
The methodology and source notes were reviewed on 2026-07-15. Editable rates and inputs should still be checked against the provider or authority linked below.
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